Perhaps Earl's presence on the board will be one of the drops of
water that he refers to in the following muse:
A flood starts with a drop of water that falls from the sky. This small drop is so small and insignificant to start with that we all laugh at it as just a rain drop. If that rain drop continues to fall we get, maybe a glass full then a bucket and along the way the rivers and streams begin to swell so that nothing can hold them back.
This is much like the idea that we are being treated un fair in our insurance premiums. The legislators and everyone else laughed at us, but a few diehards stuck with this idea of fairness in insurance premiums. Today we stand on the brink of a flood and the rain continues to fall on our head. I think that there is a song about that, but that is another day. As we watch and wait the DOI is building dams to hold the truth back. But folks! the flood is near and we have to be patient and let the water roll over the land and cleanse the land of the un truths and the un wise statements that the DOI has made and continues to make. Let it rain our parade We love it!!.
The Lord cleansed the earth with the great flood, Moses and the Israelites drove thru the red sea and the water cleansed the path behind the Israelites. Water is used through the biblical history as a cleansing agent to all people. The flood is coming DOI.
GOVERNOR BRYANT SIGNS MS. CLARITY LAW
From 8/29/2015 article by Anita Lee in SunHerald.com
The Mississippi Clarity Bill requires insurance companies to report premiums collected and losses paid statewide by ZIP code. The Mississippi Affordable Wind Insurance Coalition, a faith-based group that pushed for the law, believes the numbers will show Coast residents are paying disproportionately high premiums.
Bryant congratulated MAWIC for getting the law passed unanimously.
April 23-29, 2015 edition of
LAGNIAPPE Weekly features an article by Eric Mann about HHII's role in getting Clarity law passed and its current efforts to initiate a working group appointed with the Governor's approval to develop a plan for what HHII calls “fair property insurance premiums, deductibles and availability” in the state.
Make sure you visit the whole article by clicking
Governor and Coastal Legislators' Insurance Work Group
Pray for the efforts of the Coastal Legislators to get the
Governor and Coastal Legislators' Insurance Work Group up and running.
We have spent the last three months focused on the injustice that the Department of Insurance (DOI) has allowed to happen to the Coastal Counties. March 18, in Montgomery, HHII did a power point that showed the obvious discrimination. Then
on April 1st the DOI
called a meeting with the legislators directly trying to answer to our power point. Rep. Faust and Senator Pittman made it clear that we were not going to step back. We want a work group that will deliver a solution that will significantly bring down our premiums.
Alabama ranks 8th in tornado claims in 2014 study
By Megan Miller. Copyright 2015 WIAT 42 News.
According to recent data released by State Farm, Alabama ranks eighth nationally in tornado claims, with more than 4,600 claims across the state in 2014.
On March 18, 2015, about 30 people crowded into a small
Montgomery conference room to demonstrate to the Governor's
staff that coastal insurance premiums are unjustly high and ask
him to appoint Coastal Insurance Working Group to immediately
begin crafting a Plan for Fair Property Insurance Premiums,
Deductibles and Availability in Alabama. In addition to five
members of the governor's staff including his chief of staff,
most of our coastal legislators, representatives from the Cities
of Mobile and Fairhope and Baldwin County Commission, four
members of HHII, and three members of the Department of Insurance.
The meeting went very well. Although the time was limited, HHII was able to present its key
Power Point slides, which helped impress the idea that DOI methods (and attitudes) are systemically biased against the coast. At the conclusion of the meeting , David Connor, the Baldwin County lawyer, gave the “closing statement” which captured everyone's attention. Finally, the Governor’s Chief of Staff said he would make sure that Governor Bentley saw the request for the working group by the end of that day.
HHII is grateful to Representative Joe Faust, who has taken a hard stand and vowed that "we're not backing up," for helping to set up this meeting.
Since then, Insurance Commissioner Ridling has been trying to meet with coastal legislators to pry them away from taking the next steps, and undo the progress and momentum built in that meeting.
HHII WELCOMES SPEAKING ENGAGEMENTS
HHII can fully inform your community or fraternal organization,
or church group, small or large, about what is happening with
homeowners' insurance. The presentation can be as short as
ten minutes or as long and in depth as you would like.
Call 251-928-3430 if you know of any who would be interested.
DON'T DROP YOUR FIRE & THEFT INSURANCE!
HHII has heard reports of homeowners who have dropped
insurance coverage because of unaffordable premiums. HHII urges
homeowners to maintain mult-peril (fire & theft) coverage even if they
can no longer afford wind coverage.
This toolkit includes links to detailed information to help answer questions about the changes coming to the NFIP.
ACT-II was developed by Baldwin County pastors in conjunction
with Ecumenical Ministries, Inc. Together we work on a wide variety of
problems in both poor and affluent communities around the county. Our
mission is to develop leaders and empower people to take democratic
action to improve the quality of life in our communities using our
dialogue to action church-based model and principles.
History of ACT-II.
This site is maintained for HHII by Colin Keleher, who is solely
responsible for its content. In general, posts with upper case headings
originate with HHII; posts with lower case headings are aggregated from
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