Information on Alabama legislators and their actions on coastal insurance legislation

Interaction with HHII

Position on Coastal Insurance Crisis

GOVERNOR BENTLEY MEETS WITH HHII

During a 25 minute meeting February 16, Governor Robert Bentley told a delegation from HHII that he supported the Property Insurance Clarity Bill (SB2).

He said, too, that he did not want "piecemeal" legislation. This echoed a long-standing HHII principle: "Don't address a problem; fix it."

He said he will focus on this crisis when he is through with the budget, sometime in March and that he wanted to fix the problem before the year ended.  If necessary, he will call a special session to deal with it. He arranged for HHII to begin working with his insurance policy analyst: Johnny Blackmon.

Of some concern to the delegation, Gov Bentley said he might convene a commission. This has been done twice already. The recommendations that came out of the first one, convened by Governor Bob Riley more than three years ago, have been successfully fought by insurance lobbyists.

Prayerfully, Gov Bentley will recognize this and, rather than going backwards forming yet another commission, he will recognize that the time has come to fix the problem over and against the pressures industry lobbyists have already said they will bring.

In the photo, starting far left and working around the table, are Johnny Chaney, Earl Janssen, Stan Virden, Pastor Bennie L Richardson III, Gov. Bentley, Dan Hanson, A.C. Leggett, Michelle Kurtz, and Sarah Harris.

Posted 2/21/2011

BENTLEY TO KEEP RIDLING AS DOI COMMISSIONER

Read 12/17/2010 MPR story


REMEMBER THIS?
Dr. Bentley answering HHII questions May 22, 2010

Bentley at Forum

Bentley's Promises

At the May 22, 2010 HHII Gubernatorial Forum, Dr.Bentley made several significant promises including (a) support of the HHII 'Transparency Bill;' (b) appointment of an independent insurance commissioner; and (c) meeting with HHII and the Alabama Christian Coaltion January 27, 2011 to work out solutions to the insurance crisis.  All these promises are exhibited on the covenant board, pictured below

Bentley Board

Bentley's signed committments

Notice he said he wants an "independent commissioner."  In addition to Bentley's signature, it bears the signature of The Rev. Bob Frankenburg, pastor of Citronelle Presbyterian Church. Some 20 pastors of numerous denominations along with 225 other people witnessed Mr. Bentley's promises of appointing an independent insurance commissioner, and also meeting with HHII and the Christian Coalition Jan 27 to work out solutions to our crisis.

Read AL Sen. Ben Brooks' letter to Dr. Bentley reminding him of his commitment to meet with HHII.

Click link for more about Jim Ridling.

Posted 1/5/2011

Q & A with Senator Ben Brooks re Insurance Reform

The following post from law firm Boteler, Finley & Wolfe's blog is provided for informational purposes; HHII neither recommends nor endorses the work of this firm

During his tenure in the Alabama Legislature Senator Ben Brooks of Mobile has been an advocate in our State, and specifically along the Gulf Coast, for insurance reform for homeowners and small businesses. Recently Mark Wolfe of BF&W sat down for a Questions and Answers session with Senator Ben Brooks on the topic of insurance reform.... Read More

Posted 2/3/2012

SENATOR SHELBY IGNORES COAST INSURANCE CRISIS

At Sen. Shelby's town hall meeting in Fairhope March 21, the Senator  gave, as he's done in the past, long, detailed, elaborately philosophical  answers (with graphic) to questions from the audience, but when asked about insurance by HHII's Michelle Kurtz, he said it wasn't something he could deal with.  When asked about the federal Gene Taylor/Jo Bonner multi-perils bill, he said he didn't support it because it would cost the federal government a trillion dollars (see comment below).  He refused to discuss the matter any further.  He turned to other audience members in hopes of getting the subject changed.  There was a noticable mumur of approval in the audience when they first heard Michelle's question.  A couple of other strangers tried to bring the subject back up. . . but he refused to deal with it.

Also, very disturbingly, Sen. Shelby refused to call on one HHII member even though she was one of the first and very visible people in the audience of about 80 to raise her hand when the audience was invited to ask questions.  When it became obvious to all that Sen. Shelby was  intentionally ignoring her, she began to move around the room to get into his line of sight.  This went on 20 minutes.  He continued to ignore her, until she purposely spoke out of turn and addressed her question to him. Oddly, her question would have been friendly -- basically agreeing with him -- had he not so infuriated her and many of the rest of us by the way he treated her.  In short, and as usual, he seemed to have no interest in listening or facilitating a public dialogue. Those who attended his public meeting at Five Rivers last year know his routine.  He was only there to tell everyone what to think. And, of course, his treatment of this HHII questioner was inexcusable.

Also read Russ Henderson's 3/22 report at al.com


A trillion dollars?

If we add up all the insurance losses accumulated in the disasters of the last 20 years -- Hurricanes Katrina, Andrew, Wilma, Charley, Ivan, Hugo, Rita and Frances, plus throw in the damages of the 9-11 Terrorist attack, plus the 1994 Northridge, California Earthquake -- their total dollar amount comes to under $130 Billion .. . about 1/8th of the Trillion Dollars Sen. Shelby refuses to even talk about. (Source for storm costs: "Property/ Casualty Insurance 2008: Overpriced Insurance and Underpaid Claims . . ." by J. Robert Hunter, Consumer Federation of America, page 12).  Even more to the point, the Senator remains unaware that hundreds of billions in premiums would be paid into federal coffers if the multi-peril strategy were adopted.  The Gene Taylor/Jo Bonner multi-perils plan would be revenue neutral (and might even make the government money).

Posted 3/21/2011

ONO ISLAND FORUM

Sen. Pittman and Rep. McMillan said at the Ono Island forum Saturday, March 19, that Gov. Bentley has basically forced the homeowners' insurance matter into a special session, "probably in the fall."  They were a bit disturbed because the Governors's position has effectively taken insurance reform off the table for this session.

This could be a positive development for HHII, as it will provide more time  to educate House & Senate Banking & Insurance Committee members on need for reform and the Clarity Bill (see post below).

Posted 3/20/2011

Bentley: Strict rules for insurers should be 'on the table'

 Alabama Gov. Robert Bentley said the state should consider forcing insurance companies to write policies along the Gulf Coast and barring them from dropping policyholders.

"I believe in fairness, and, you know, there are just people in those (coastal) areas that are hurting, and they need some help," said Bentley, who took office in January. "Everybody is looking to me for leadership, and ... we're going to provide that."

Read complete 3/2/2011 story by PR reporter George Altman

Posted 3/2/2011

DOES GOVERNOR BENTLEY GET IT? (Redux)

Gov. Robert Bentley's State of the State speech stressed his commitment to creating more jobs in Alabama but failed to mention anything about the property insurance crisis facing the coastal counties.  Apparently, he does not understand the connection between exhorbitantly expensive or unobtainable insurance coverage and job creation. 

 Read complete text of speech.

Posted 3/2/2011

Bentley supports coastal insurance reform

Gov. Robert Bentley said he supports a bill that would force insurers to disclose premiums collected and losses paid.

According to the Press-Register, Bentley said he would call a special session to seek a comprehensive solution to coastal insurance woes.

Bentley made the remarks following a meeting in Montgomery with the Hurricane Homeowners Insurance Initiative (HHII), which is a citizens group pushing for reform that would lead to lower priced and more available coastal insurance.

Read article at Birmingham Business Journal
Read similar article at Insurance Journal

Posted 2/18/2011

DOES GOVERNOR BENTLEY GET IT?

HHII wonders if Dr. Bentley understands or cares about the seriousness and injustice of the homeowners' insurance crisis in Alabama's coastal counties.  Consider the following:

  • Reappoints Ridley despite promise to HHII that DOI Commissioner would be independent (see post below). 

  • Has not responded to Senator Brook's letter reminding Dr. Bentley of commitments he made to HHII.  (See also HHII's reminder letter to Dr. Bentley.)

  • Has not responded to HHII letter expressing our concerns with CRCAL Insurance Subcommittee recommendations. 

  • Noncommital response to letter from Earl Jensen.

Updated 1/18/2011    

 

This page last updated 2/14/2012