Sponsored by Coastal Baldwin Churches Community Organization - a member of ACT_II

Follow the Bills

HHII Seeks Insurance Transparency

Unlike in other states, the Alabama Department of Insurance doesn't comply with public information expectations.  It refused to give State Senator Pittman the amount of actual claims made on a county-by-county basis following Hurrican Ivan.  It won't give this information to HHII families.  It won't release the acturial model it uses.  Ridling, who is Alabama's Insurance Commissioner, told Fox 10 news reporter Bob Grip that his department can't distribute rate or claims information it doesn't collect.  "It's not that we refuse to give them. We don't have them. Never have had them. The Department's never required companies to report on that basis, so that the information didn't exist."  One insurance company source said 65% of claims after Hurricane Ivan actually came from north of Mobile and Baldwin counties! Without this claims information it is impossible to understand the justification for recent dramatic increase in insurance premiums and thousands of dropped policies.

  Follow the Candidates

Interviews with unsuccessful primary candidates have been removed

HHII research meeting with Mr. Buzbee, Democratic candidate for District 33 Senate seat.

2010 Gubernatorial Candidates 

Al Carlson, Tom Lantz and Craig Bowyer met with Dr. Bentley August 19, 2009.

Click this link to read summary of meeting.

Conservative Christians of Alabama web page provides links to candidate web pages

Alabama Legislative Information System Online

On the opening page, check top left hand tab; to change session, click on tab, select desired session, and click set.  Click on Bills and then click Status.  This will take you to a page where you can enter the bill number.  After you type in the bill number, click Get Status.  The next page you see will give you a summary of status.  Click on the bill number.  Then the top bar will flash (a maroon color).  Click on View, a window will pop up and you can read the bill.

HB8     Insurance Department, process for consumer assistance, established, nonbinding alternative dispute resolution procedures for certain insurance claims, established, posting of certain information on Internet, legislative reports, Secs. 27-2-8.1, 27-2-8.2, 27-2-8.3 added; Sec. 27-2-9 am'd.

HB10   Surplus line insurance, foreign and alien insurers, requirement for transacting insurance for minimum of five years in its state or country of domicile, exception under certain conditions, Sec. 27-10-26 am'd.

HB11   Property insurance, hurricane deductible only applied on damages from named hurricane or tropical storm, personal lines insurance policies offering a percentage deductible for the peril of winds and hail required to offer a voluntary buy-back provision, Insurance Department to administer, penalties (2009-20865)

HB539 Beach Pool insurance plan, Alabama Insurance Underwriting Association, credit for insurance writings in Gulf Front, Beach, and Seacoast Zones

HB541 Catastrophe savings account, established, to cover insurance deductibles and other uninsured portions of risks of loss to owners of residential property from windstorm events, income tax credit for deposits made to account

HB542  Property insurance, hurricane deductible only applied on damages from named hurricane or tropical storm

 

SB4      Property insurance, hurricane deductible only applied on damages from named hurricane or tropical storm, personal lines insurance policies offering a percentage deductible for the peril of winds and hail required to offer a voluntary buy-back provision, Insurance Department to administer, penalties (2009-20865)

SB7      Catastrophe savings account, established, to cover insurance deductibles and other uninsured portions of risks of loss to owners of residential property owners from windstorm events, income tax credit for deposits made to account

SB12    Insurance Department, process for consumer assistance, established, nonbinding alternative dispute resolution procedures for certain insurance claims, established, posting of certain information on Internet, legislative reports, Secs. 27-2-8.1, 27-2-8.2, 27-2-8.3 added; Sec. 27-2-9 am'd.

SB13    Surplus line insurance, foreign and alien insurers, requirement for transacting insurance for minimum of five years in its state or country of domicile, exception under certain conditions, Sec. 27-10-26 am'd.

SB182  Beach Pool insurance plan, Alabama Insurance Underwriting Association, credit for insurance writings in Gulf Front, Beach, and Seacoast Zones,

SB191  Property insurance, hurricane deductible only applied on damages from named hurricane or tropical storm

SB410  Insurance, companies writing property or homeowner's contracts in state required to also write in coastal zone in proportion to total written in state

 

Rep. Faust hopes to revive Transparency Bill and get HB713 on floor this session.
Read article in Baldwin Register 4/7
Rep. Faust acknowledges ACT-II/HHII help as Daphne City Council votes unanimously to support bill.